To create best-in-class standards for customer experience and performance excellence for lasting, fulfilling banking relationships with our customers.
Our Vision
To be Cambodia's Best Bank. To bring our years of experience into constantly developing new and exciting products and services to better serve our customers.
Our Core Values
We flourish in an open atmosphere that celebrates the spirit of invention, progress, and change while embracing our CORE VALUES of Trust, Ownership, Performance-Driven, Innovation, and Customer Focus in everything that we do.
Our success in numbers.
Total Assets
$7.9 Billion
Gross Revenue
$482 Million
Net Profit
$102 Million
Employees
4,273 Employees
Branches
68 Branches
ATM/CRM/VTM
445 Self-Service Digital Devices
Our Beginning.
Canadia Bank was started with a single mission - to be Cambodia's best bank. In the early days, we gave our focused to provide Cambodians with key fundamental banking services for a growing nation.
1991
Beginning of Canadia Bank
Canadia Bank opens it's doors for the first time, setting the standard for banking in Cambodia.
1991
Opening of our first branch
On the 11th of November we opened our very first branch in Cambodia.
2003
Global Payments & Cash Management Golden Award.
Canadia Bank was recognized by HSBC USA with an award that cements Canadia Bank as Cambodia's leading bank.
Growth.
By consistently offering great customer experience and expanding our products and services, we experience years of significant growth and became Cambodia's largest and most trust worthy bank.
2009
Canadia Tower construction complete
The completion of Canadia Tower was a proud moment for all, remaining the tallest building in Cambodia between 2009 - 2014.
2013
Mobile & Internet Banking Launched
Canadia Bank embraces the digital revolution and provides customers with convenient 24/7/365 access to all products, services, and accounts.
2013
50th Branch Opening
In July 2013 we celebrated the opening of our 50th branch in Cambodia.
Present Day.
With over $7.9B in assets, Canadia Bank is now focusing on expanding digital offerings and next-generation banking services. We look forward to a future where banking is accessible to all Cambodians, everywhere.
2018
We hired our 3,000th employee!
As we continue to grow, hiring highly-capable and talented individuals is one of our most important priorities.
2019
Most Profitable Year on Record
With net earnings exceeding $122m, 2019 was a record year for us. This reflects the hard work, dedication, and perseverance of our team and the trust from our customers.
2020
Stability & Responsibility.
As we emerge into "new normal" times, Canadia Bank continues to responsibly grow and innovate, while ensuring that we take care of our customers and understand their needs.
Present Day.
With over $7.9B in assets, Canadia Bank is now focusing on expanding digital offerings and next-generation banking services. We look forward to a future where banking is accessible to all Cambodians, everywhere.
2022
We hired our 3,000th employee!
Launched THE FIRST SMART BRANCH and expanded network to MORE THAN 400 SELF-SERVICE DIGITAL BANKING MACHINES.
2023
Most Profitable Year on Record
Launched the CANADIA BANK APP, the MERCHANT APP, the COE ACCOUNT OPENING PORTAL, and expanded more SMART BRANCHES.
Now & Beyond
Stability & Responsibility.
We will continue launching MORE BEST-IN-CLASS DIGITAL PRODUCTS AND SERVICES.
What's Next?
With over $7.9B in assets, Canadia Bank is now focussing on expanding digital offerings and next-generation banking services. We look forward to a future where banking is accessible to all Cambodians, everywhere.
Board of Directors
An expert group of banking professionals with decades of knowledge.
Lok Neak Oknha Dr. Pung Kheav Se
Chairman of the Board
Mr. Raymond Sia Say Guan
Chief Executive Officer /Executive Director
Mr. Leow Ming Fong
Independent, Non-Executive Director
Mr. Peter Michael Buerger
Independent, Non-Executive Director
Mr. John Meinhold
Independent, Non-Executive Director
Mr. Yee Con Long
Executive Vice President/Director
Mr. Phong Nguyen
Independent, Non-Executive Director
Management Team.
A growing team of innovators, makers and thinkers.
Mr. Raymond Sia Say Guan
Chief Executive Officer
Mr. Ou Sophanarith
Chief Financial Officer
Ms. Song Khenglay
Chief Operations Officer
Mr. Tan Yaw Nan
Chief Risk Officer
Mr. Howard Lau
Chief Information Officer
Ms. Pakaravee Anantathananid
Chief Business Officer
Interested in joining the team?
We thrive in an open environment that values the spirit of innovation, progressiveness and change, while embracing the core values of Trust, Ownership and being Performance-driven
Lok Neak Oknha Dr. Pung Kheav Se is a Chairman of Canadia Bank, Cambodia Post Bank, the Oversea Cambodian Investment Corporation and is actively involved in its investment and development activities. A distinguished entrepreneur and respected business leader in Cambodia and Canada, Dr. Pung has served as Chairman, President, CEO and Board Member of several companies, including Oriental Ship Supplies, Oriental Commercial Inc. He has led Canadia Bank’s growth since 1991, pioneering the banking industry in Cambodia.
He also serves as the Chairman of Cambodia Constructor Association and has served as the Chairman of the Association of Banks in Cambodia, working closely with industry leaders to guide the development of the banking and construction sectors in Cambodia.
Among the honors and awards Dr. Pung holds a Mahasereyvattanac Award presented by His Majesty, Norodom Sihanouk, King-Father of Cambodia in 2002; “The Highest National Contribution” medal Cheatopaka awarded by Prime Minister Hun Sen, presented by His Majesty, Norodom Sihamoni King of Cambodia in 2012, and in November 2019, an honorary Doctorate Degree in Business Administration, presented by Prime Minister Hun Sen for the significant contributions he has made and continues to make towards the development of Cambodia.
Mr. RAYMOND Sia currently serves as the Chief Executive Officer/Executive Board Director of Canadia Bank and Director of Credit Bureau Cambodia (CBC). He also serves as the Vice Chairman of the Association of Banks in Cambodia from 2024-2025.
Prior to Canadia Bank, Mr. RAYMOND Sia served in various senior management and leadership roles with international and regional banks in Malaysia and Vietnam, namely Public Bank, Standard Chartered Bank (Malaysia & Vietnam), and Hong Leong Bank (Vietnam) where he was the Chief Executive Officer/General Director.
Mr. RAYMOND Sia has 30 years of Banking, Treasury, and Financial Services experience across multiple senior management roles in Cambodia, Malaysia & Vietnam and started his banking career as a Graduate Trainee with Public Bank in Malaysia where he spent 11 years in different roles such as Head of Syndication & Capital Markets and Head of Credit Processing.
At Standard Chartered Bank, Mr. RAYMOND Sia held various senior leadership roles from Director of Local Corporates to Head of Global Corporates, with his last position as Head of SME Banking & General Director/CEO of Hanoi Branch, Standard Chartered Bank.
Mr. Leow Ming Fong is an independent non executive director of Hap Seng Consolidated Berhad and was appointed to this position on 4 March 2016. He is also a member of the Audit Committee and Remuneration Committee. In addition, Mr. Leow is the independent non-executive chairman of Focus Point Holdings Berhad. He is also an independent non-executive director of KSK Group Berhad and Jawala Inc, a Company incorporated in Labuan and listed in the Singapore Exchange Securities Trading Limited as well as an independent non-executive director of Canadia Bank PLC and Sovannaphum Life Assurance PLC in Cambodia. He has also recently appointed as director at Dara Insurance Plc in 2019. He is a fellow member of the Institute of Chartered Accountants in England & Wales as well as a member of the Malaysian Institute of Certified Public Accountants and the Malaysian Institute of Accountants.
Peter joined Commerzbank AG in Frankfurt in 1972. After graduating with top marks from Frankfurt Business School he was assigned to their London trading operation and from 1977 spent 14 years in Asia for Commerzbank. He headed their Treasury in Tokyo and Singapore and was appointed Managing Director of Commerz Securities Japan in 1988. From 1991Peter headed the London Branch of Commerzbank, following which he took over as Group Managing Director for Multinational Corporates in 2002. In 2005 Peter returned to Asia as Regional Board Member and in 2007 as Vice Chairman Asia with seat in Singapore. Peter retired from Commerzbank in December 2009.
Peter served as Chairman of the Foreign Banks &Securities Houses Association in London from 1996-1999 and as Vice President of the British Bankers Association from 1997- 1999. He is a former member of the Executive Committee of the London chapter of the Confederation of British Industries and a Chairman of the European College of Business & Management in London. He received the German Order of Merit for achievements in German-British economic relations in 2002.
Following a distinguished career in international banking, Peter joined Canadia Bank as a non-executive Director in 2010. Peter is also a Senior Adviser to Pickering Pacific Singapore, a M&A boutique focusing on acquisitions between Europe and East Asia.
John is a New Zealander by birth, but has spent 35 years outside the country, living in Canada, UK, Hong Kong, Australia and now based in Malaysia.
He is an accountant and auditor by training, being a Fellow of the Institute of Chartered Accounts Australia and New Zealand, but a banker by inclination. He spent a number of years working for a financial services group in New Zealand in a variety of positions, including CFO, COO and GM of the retail banking arm, head of strategy and credit admin in the merchant bank and finally head of strategy and product development for the whole group.
Then for 28 years he worked as a management consultant across most of Asia Pacific, leading A.T. Kearney’s financial institutions practice, specializing in corporate strategy, risk management, operational improvement, long term transformation.
He is now semi-retired, but continues to support clients as an independent advisor.
John is a member of the Institute of Chartered Directors of Malaysia and an Independent Non-executive Director of Canadia Bank, where he chairs the Board Risk Management Committee and is a member of the Board Audit Committee, the Board Internal Control and Compliance Committee and the IT Steering Committee.
Mr Yee rejoined Canadia Bank in December 2017 as the EVP overseeing HR Services and Centralised Operations and became its Executive Director in August 2018.
He was working in Shell Malaysia since 2006 before he rejoined Canadia Bank. He was involved in various roles in the Finance and Audit Division in Shell and thus he has deep experience in understanding the finance and operations of a multi-national company.
He is not new to Cambodia and Canadia Bank. He has worked in Canadia Bank from Year 2000 to 2006 as the Financial Controller and Card Centre Manager. During his time in Canadia Bank, he brought in MasterCard to become the 1st partner in Cambodia and technical advisors from IFC and KFW to build-up the technical expertise in Canadia Bank. Prior to this, he was an auditor with KPMG Malaysia and Cambodia.
He graduated from Charles Sturt University with an MBA degree and a member of ACCA UK and Malaysia CPA.
Mr. Phong is a retired professional banker with 25 years of experiences with global banks who looks forward to using his knowledge and expertise to help the banking community in Vietnam and Cambodia in a non-executive capacity. As a Senior Vice President and Country Manager- Vietnam and Cambodia of Wells Fargo Bank N.A,Hanoi and Ho chi minh City, Vietnam, Mr. Phong has overall responsibility, which included manage a team of nine professional bankers to assist Wells Fargo Bank Head Office in managing its correspondent banking business in Vietnam and Cambodia.
Before joining Wells Fargo Bank, Mr. Phong was VP Relationship Manager of ING Bank,N.V., Hanoi Branch, Hanoi, Vietnam and was in charge of corporate banking relationships for ING Bank, Hanoi Branch in South Vietnam.
Mr. Ou Sophanarith is currently serves as Executive Vice President/Chief Financial Officer of Canadia Bank PLC, Cambodia for more than 15 years. Meanwhile, he also serves as an Executive Director of Canadia Bank, Lao PRD since 2014 and Executive Director of Cana Securities Ltd, a wholly-owned subsidiary of Canadia Bank PLC since 2010. In addition, he served as executive director of Dara Insurance Plc and Sovannaphum Life Assurance Plc, affiliates of Canadia Bank Plc since2018. He has more than 20 years of extensive experience in banking, insurance and financial, accounting and auditing industries.
Mr. Sophanarith is a Fellow member of the Association of Chartered Certified Accountant to both FCCA and ACCA of the United Kingdom, Member of the Kampuchea Institute of Certified Accountants and Auditors (KICPAA) of the Kingdom of Cambodia and has completed Bachelor degree of Accounting and Finance at the National University of Management since2005.
Ms. Song Khenglay is currently serves as an Executive Vice President/Chief Operating Officer in charge of Branches/ Distribution networking of Canadia Bank PLC, the largest bank in Cambodia. She has extensive experiences in Accounting and Banking including operations, business and retails banking. She has been working for Canadia Bank for more than 14 years, during these period she is responsible to lead various key functions in the bank such as Internal Audit, Centralized Operations and SME Banking. She has been an active member of Canadia Bank Executive Committee for more than 8 years. And since 2014, she is also a Director of Canadia Bank Lao Ltd., a subsidiary of Canadia Bank Plc., established in Lao PDR. Prior to joined Canadia Bank in 2005, she worked for Price water house Coopers (Cambodia) Ltd., for 5 years as Audit Supervisor.
Ms. Khenglay was educated at National University of Management in Phnom Penh, Cambodia. She is committed to career and ongoing personal development through numerous leadership courses and technical training courses in Auditing, Finance, Banking, Human Resource Management organized by Canadia Bank or/ and external training provider in respective field as well as international banks in US, Japan, other countries in the region.
Mr. Tan Yaw Nan is currently serves as Chief Risk Officer of Canadia Bank PLC since April 2019. He has more than 25 years of banking and financing experiences. Prior to Canadia Bank PLC, he has worked as Head of Credit Risk Management at Malaysia Development Bank Berhad from 2018 to 2019, Head of Enterprise Banking Risk (Commercial Banking Portfolio) at OCBC Bank (Malaysia) Berhad from 2014 to2018, Deputy CCRO / Head of Credit Department, Group Risk Management Malaysia Building Society Berhad in 2014 and Head of Group Credit Risk Review Department, Group Internal Audit Alliance at Bank Malaysia Berhad from2012 to 2014. Moreover, he was once a Vice President / Team Lead, Group Corporate Credit Risk Review at OCBC Bank (Malaysia) Berhad (Regional Role) for4 years and other banking experience in corporate and commercial marketing and branch operation since 1992.
Mr. Tan holds a Bachelor Degree in Economics (Major in Accounting)from Monash University, Melbourne, Australia.
Mr. Howard Lau currently serves as Senior Executive Vice President/Chief Information Officer of Canadia Bank PLC, Cambodia. Beginning with consultancy background with IBM and other consulting firms, Howard possesses full-fledge Banking and Finance experiences and has taken senior roles and positions in The Bank of East Asia, the largest local bank in Hong Kong. He is a veteran IT and fintech professional with great experience in driving and leading large scales business and digital transformation projects. He has a strong people management and interpersonal skills as he stepped up as the Head of Innovation and Project Management, a role that focuses on implementing cross-functions and countries projects as well as Fintech related initiatives. He also developed and managed new technological strategies for creating business opportunities for the Bank. He further took over the role of Head of Information Technology to look after both local and overseas branches. He has subsequently joined the United Asia Finance Limited, which is a renowned financial institution, as Chief Information Officer (CIO) where he headed the department of IT and Fintech. In addition, he was appointed as the committee member of the Fintech Committee for Hong Kong Institute of Bankers (HKIB) and the advisory board member of HKU Fintech Index Series.
Howard is an experienced leader in both IT and Digital/Fintech areas with a demonstrated history of working in the financial services industry and consulting companies. He has a proven track record in managing large scale of IT and digital transformation teams, defining and executing successful strategic technical plans and implementing governance structures.
Howard holds a Master of Business Administration from The Hong Kong University of Science and Technology and a Bachelor of Computer Engineering from The University of Toronto.
Ms. Pakaravee Anantathananid currently serves as Executive Vice President/ Chief Business Officer at Canadia Bank PLC in charge of Corporate Banking, Trade Finance, and International Business. She joined Canadia Bank in February 2022 and has more than 17 years of extensive leadership and banking experiences in ASEAN countries including Thailand, Vietnam, Myanmar and Cambodia.
Ms. Pakaravee started her career as a Corporate Dealer in Treasury Department at Bangkok Bank PLC in 2001 before pursuing her Master Degree and working in a consulting firm. She rejoined Bangkok Bank again in 2006 at International Banking Group and started her expatriate journey in 2008 in Vietnam, both Ho Chi minh City and Hanoi in various roles from Relationship Manager handling FDI Corporate Clients to Team Lead and Department Head. She move to Myanmar in 2015 to help in establishing Bangkok Bank (Yangon Branch). She moved back to Thailand in 2016 to join Kasikornbank and Siam Commercial Bank in Strategy and Business Development roles, respectively, and was assigned to be Director & General Manager of Cambodian Commercial Bank PLC (Subsidiary of SCB) in 2018 prior to joining Canadia Bank.
Ms. Pakaravee has a Msc. in Financial Management & Control (with Distinction) from Aston University and Bachelor of Environmental Engineering from Chulalongkorn University.
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