Bank Guarantee (BG) or Standby Letter of Credit (SBLC) is a guarantee letter issued by a Bank whereby the Bank undertakes to pay the beneficiary an agreed sum (principal), if the applicant of the BG fails or defaults in fulfilling their obligations. Our guarantees have been well accepted locally, internationally by both private and government, and our guarantees provide confidence that contractual obligations will be honoured.

Canadia Bank acts as an intermediary to receive the commercial and/or shipment documents at the request of the exporter’s bank and their instruction, and collects the payment from the importer in exchange for documents for remitting to the exporter’s bank.

Trust Receipt (TR) is a short-term financing issued Canadia Bank to the customer or buyer, usually an importer. Canadia Bank pays the importer for the goods and retains ownership of them, while the business holds the goods in trust, selling them on behalf of the bank. Once the goods are sold, the proceeds are used to repay the loan. This financing is usually used together with the Letter of Credit, which is issued by the Bank on behalf of the buyer (importer).

Bill Receivable Discounting is designed to finance customer's bill receivables in exchange for the amount less than its face value; upon maturity, the customer pays full amount of the invoice. BRD allows businesses monetize your account receivables to get immediate access to your working capital. This way, you can receive immediate cash flow and improve your liquidity. This financing product is suitable for businesses that have long payment terms or wanting to mitigate buyer's credit risk. Bill Receivable Discounting is designed to finance customer's bill receivables in exchange for the amount less than its face value; upon maturity, the customer pays full amount of the invoice. BRD allows businesses monetize your account receivables to get immediate access to your working capital. This way, you can receive immediate cash flow and improve your liquidity. This financing product is suitable for businesses that have long payment terms or wanting to mitigate buyer's credit risk. Bill Receivable Discounting is designed to finance customer's bill receivables in exchange for the amount less than its face value; upon maturity, the customer pays full amount of the invoice. BRD allows businesses monetize your account receivables to get immediate access to your working capital. This way, you can receive immediate cash flow and improve your liquidity. This financing product is suitable for businesses that have long payment terms or wanting to mitigate buyer's credit risk. Bill Receivable Discounting is designed to finance customer's bill receivables in exchange for the amount less than its face value; upon maturity, the customer pays full amount of the invoice. BRD allows businesses monetize your account receivables to get immediate access to your working capital. This way, you can receive immediate cash flow and improve your liquidity. This financing product is suitable for businesses that have long payment terms or wanting to mitigate buyer's credit risk.

Facilitation service is available for seller (exporter) to receive the authenticated Letter of Credit advised from buyer’s (importer’s) bank and/or collecting the good payment for seller (exporter) by forwarding required documents under the Letter of Credit to the buyer’s (importer’s) bank.

Bill Receivable Purchased allows businesses to obtain immediate cash by using purchase invoice to get financing support from bank to fulfill your purchasing needs.

Letter of Credit is a written undertaking by the issuing bank given to the seller (exporter) at the request of the buyer (importer) to pay at sight or at a determinable future date up to a stated sum of money within a prescribed time limit and against complying stipulated documents.