CANADIA BANK PLC

Personal Loan for Corporate Payroll

Canadia Bank offers a collateral-free personal loan designed specifically for private company payroll account holders.

Canadia Bank offers a collateral-free personal loan designed specifically for private company payroll account holders.

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Visit our nearest Canadia Bank Branch or give us a call (+855) 23 868 222.

Step 1: Visit any Canadia Bank branch nearest you
Step 2: Fill out the application form
Step 3: Show your Cambodian National ID (NID) or passport and prepare the required documents
Step 4: A Canadia Bank representative will review your application

Valid National ID card or passport
Employee card
Employment Contract
Family book/residential book
Guarantor and Sovannaphum Life insurance coverage will be applicable, if required

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Applicant must between 18 to 65 years old at loan maturity date
Your salary is paid through Canadia Bank for at least 6 consecutive months
No pending financial obligation due to your employer
Maintain at least one personal single account (Savings or Current) with Canadia Bank to get your salary paid
Clean record with Credit Bureau of Cambodia (CBC)

Feature and Conditions
Collateral	Not Required
Interest rate per annum	18%
Loan amount	Maximum Up to USD 20,000 or KHR Equivalent
Repayment method	Monthly principle plus interest
Loan term	From 12 months to 36 months
Bank service charge	3% upfront
Pre-payment charge	3% on the early settle amount in part or in full if early settlement during half of loan tenor (not more than 24 months), 1% thereafter if no any notice 30 days in advance before early settle in part or in full.
Payment Terms	N/A
Payment Options	N/A
Late Payment Charge	27% p.a on monthly installment amount